Dallas Fort Worth Area Homes and Real Estate: John Jones (JR Premier Properties)

Over the last several months, mortgage rates have continued to decline thanks to institutional investors seeking the safe haven of bonds over stocks in this uncertain economy.  When investors buy mortgage bonds, this tends to lower the rates.  

As of last Thursday, August 26, Freddie Mac reported the lowest rates since they began keeping records in 1971 for 30 year fixed rates and 1991 for 15 year fixed rates.   The average rate on a 30 year fixed rate mortgage was reported to be 4.36%.  The average on 15 year fixed mortgages was reported to be 3.86%.  

These rates are averages compiled from their weekly mortgage rate survey of lenders nationwide.  Actual rates that borrowers receive vary according to a variety of factors, including credit score, loan-to-value ratio, origination charge and other risk factors.  Freddie Mac does not dictate rates; they purchase mortgages from banks to free up capital for additional investment. 

To put these rates in perspective, here's a chart of the average rates reported by Freddie Mac since the beginning of 2010:

So how long will this cheap money last?  It's hard to say, but as long as uncertainty about solid growth and recovery persists, institutional investors may continue to prefer the safety of bonds over the risk of stocks.   But predicting the market is tricky business, and a number of factors could affect this trend over the coming months and years.    

Despite the weakness in the housing market, many homeowners are taking advantage of the low rates to lower their mortgage payments.  In fact, refinancing currently makes up over 82% of all new loan activity in the market. 

In the year 2000, Freddie Mac reported 30 year fixed mortgage rates reached as high as 8.52%.  They once reached a high of 18.45% during the high inflation period of the early 1980s.  During most of the 2000s, they've hovered between the mid 5% and low 7% range. 

Once the financial crisis began to unfold in late 2008, the government began an unprecedented program to purchase mortgage-backed securities with the goal of keeping mortgage rates as low as possible.  In December of 2008, Freddie Mac reported the average mortgage rate on a 30 year mortgage had dropped to 5.33%. And although this program ended earlier this year, mortgage rates have remained at or near historical lows because of continued investor demand for safe-haven investments.  Fannie Mae and Freddie Mac bonds now carry an explicit guarantee, which essentially means they carry the same guarantee as US Treasury bonds.  (It also means that taxpayers are on the hook for the losses). 

Here are some examples of mortgage payments at various interest rates:

Monthly principal and interest payment on a 30 year fixed rate mortgage ($100,000 loan):

4%- $477.42

5%- $536.82

6%- $599.55

7%- $665.30

8%- $733.76

9%- $804.62

Monthly principal and interest payment on a 15 year fixed rate mortgage ($100,000 loan): 

4%- $739.69

5%- $790.79

6%- $843.86

7%- $898.83

8%- $955.65

9%- $1,014.27

 

Goodwill is having their semi-annual 50% off sale at all Dallas area stores this Saturday August 28, 2010. Beginning at 9AM, shoppers will be able to save 50% on a variety of products, including all clothing items such as shoes, purses, hats, ties and belts. All books will be marked down 50% as well, as will some additional miscellaneous items throughout the store.

In addition to these items, Goodwill always has a good selection of many other products, such as electronics, furniture and assorted housewares.

Goodwill holds this 50% off sale twice per year -at the end of summer to make room for winter inventory and again in winter to make room for summer merchandise. According to the store managers I spoke with today, they plan to start stocking winter items within the next week or two.

So take a few minutes to stop by your local Dallas area Goodwill store this Saturday. And before stopping by, consider cleaning out your closet and donating any unwanted items to take advantage of possible income tax deductions!

Here's a map of all stores participating in the 50% off sale this Saturday, August 28, 2010. Click the blue marker for the address and phone number for each store.

View Dallas Goodwill Stores in a larger map

Here's a great opportunity for investors or other buyers with cash or conventional financing looking to purchase a home in the Pleasant Grove area of Dallas.

8808 Reva Street has a wonderful floorplan and some great potential for a buyer willing to put in some TLC. The home has some foundation issues, but will be a great home for the right buyer! The floorplan is probably the best feature of this home. With three bedrooms, two full baths and two large living areas, this home has tons of possibilities.

The home has a very spacious back yard with a covered patio and chain link fence.

The home will not qualify for FHA or VA financing and the owners will make no repairs, so cash or conventional buyers are welcome to submit offers. The two large living areas are perhaps the best feature of this home. The second living area close to the kitchen has enough space for a dining area, plus the kitchen itself has a separate breakfast area.

Specifics: List Price: $62,970 Square Feet (Per Tax Rolls): 1590 Bedrooms: 3 Bathrooms: 2 Full Living Areas: 2 - Part of second living area can be used as formal dining. The kitchen also has a breakfast area. Garage: 2 Car Attached For more information, please call John Jones at 972-978-3553

HUD has continued to promote their HUD $100 down program for home buyers in the Dallas Fort Worth area.  The program is a great opportunity for home buyers to get into a HUD Home without having to pay the normal 3.5% down payment that is required for FHA loans.

HOW DOES THE HUD $100 DOWN PROGRAM WORK?

There are some specific guidelines that have to be followed:

• The buyer must obtain FHA financing in order to get the HUD $100 Down. 
• The buyer must intend to occupy the property.  HUD does not allow the $100 Down program for investors or for buyers that will not otherwise occupy the home.
• The buyer must submit a minimum bid for at least the list price.  Offers submitted below the list price do not qualify for the HUD $100 Down Program.
• Buyers may bid more than the appraised amount of the property, but must pay the difference between that and the offer price, plus the $100 in cash at closing.
• The program follows all of the other general requirements of purchasing a HUD Home. 
  

Home buyers interested in purchasing a HUD home should consider working with professionals that have prior experience with HUD Homes because of the complexity of the transactions.  HUD has very specific guidelines regarding their bidding process, the earnest money, home inspections, the closing process and situations where the property may need additional repairs.   

Buyers who are interested in bidding on a HUD Home and taking advantage of the HUD $100 Down program can contact me for a list of qualified HUD Homes in their area.  I have past experience with this program on the lending side and also as a full time Realtor(R).  Although I am no longer a licensed loan officer, I can help you find a lender that is experienced with HUD transactions.       

{ { { { { { { { { {  SOME F.A.Q. ABOUT BUYING A HUD HOME } } } } } } } } } }

WHAT IS A HUD HOME?

A HUD HOME is a foreclosure where the previous owner had an FHA loan and the lender negotiated with HUD to take over liquidation of the property.  It is essentially no different than any other foreclosure, except HUD allows certain incentives, such as the HUD $100 DOWN PROGRAM, since they are both the seller and the loan guarantor in cases where the buyer is obtaining FHA financing.

HOW MUCH ARE CLOSING COSTS WHEN BUYING A HUD HOME?

The closing costs vary depending on the type of loan the buyer obtains, the total origination charges a buyer chooses to pay relative to their interest rate, as well as other factors determined by how their loan is structured.  Other prepaid items, such as insurance and taxes, will affect a buyer's total out of pocket costs at closing.  Only a qualified loan officer can answer this question on an individual basis.  Contact me and I can put you in touch with a lender that's experienced with HUD homes. 

HOW LONG DOES IT TAKE TO CLOSE ON A HUD HOME?

HUD's contract automatically allows for up to 45 days from the time the contract is executed.  In my experience, buyers should expect closing to take up to this long in most cases.  HUD's closing agent typically requires documents as much as eight business days in advance of the closing date.  This alone means that closings will typically take at least two weeks longer than non-foreclosure transactions.  With all the new Federal rules in place that require waiting periods on loans, this can add up to several extra days. 

In the event a closing is delayed past the normal 45 day closing window, HUD may allow for an extension.

I'VE HEARD THAT ALL HUD HOMES ARE IN POOR CONDITION.  IS THIS TRUE?

Not at all, although some are definitely in various states of disrepair.  Unfortunately, some foreclosures are in this state because the previous owners could not afford to maintain the home.  And in some cases, home owners who knew their home was going to be foreclosed may have vandalized it or stripped the home of appliances and other loose items, such as ceiling fans and light fixtures, before they moved out.  The condition of the home, as is the case with most foreclosures, is often factored into the asking price.  In some cases, the discount on the sales price over current market value may be more than enough to cover needed repairs, improvements and upgrades and still leave the buyer with some equity.  Every situation is different, and the market value of homes in all areas is always a moving target. 

DOES HUD ALLOW FOR A HOME INSPECTION?

Yes.  HUD has a specific policy regarding home inspections for owner occupant purchasers.  In order to obtain an inspection, a buyer must request this in writing and have their agent submit to HUD's asset  manager within 15 days of an accepted offer.  The buyer is also responsible for turning on all utilities necessary to complete the home inspection. 

In general, HUD will either allow items in need of repair to be escrowed into an FHA loan, or they may discount the price of the home in some situations.  However, they will not allow buyers to escrow items that have been marked as "deficient" on the property condition report unless an escrow amount for these items was already determined and included as part of the list price.  So the bottom line is that buyers should read over the property condition report and make sure they are OK with items marked as "deficient" because there is usually no way to go back and ask for these items to be fixed after the fact. 

In many cases, HUD will have already alotted for a repair escrow on certain items that the property condition report has marked as in need of repair.  For example, if HUDs property condition report shows a faulty front door, they may have already stated in the bid that they will allow a repair escrow of $500 to cover fixing the door. 

CAN I PURCHASE A HUD HOME MYSELF WITHOUT USING A REAL ESTATE AGENT OR BROKER?

There is no way purchase or even bid on a HUD Home without using the services of a licensed real estate agent or broker.   Buyers who wish to purchase a HUD home should storngly consider working with an agent that is experienced with HUDs because the transaction is somewhat different from one where the seller is an individual.  HUD also has very specific guidelines and deadlines for not only the contract, but certain other addenda, the home inspection process, requesting repairs, receipt of earnest money by the closing agent and also the  

WILL I HAVE TO PAY MONEY OUT OF POCKET TO USE THE SERVICES OF A REAL ESTATE AGENT OR BROKER WHEN BUYING A HUD HOME?

NO.  The agent commission is paid by HUD directly to the real estate broker.  The buyer pays nothing out of pocket for this. 

WHAT HAPPENS IF THE HOME INSPECTOR DISCOVERS A PROBLEM THAT WAS NOT DISCLOSED ON HUD'S PROPERTY CONDITION REPORT?

In these cases, a buyer can petition HUD to allow for a repair escrow if they are obtaining FHA financing.  The buyer's lender must also agree to this as well and they must also submit a written request to HUD.  HUD will then assess the report and decide whether or not to allow the escrow.  In cases where the total amount of repairs are less than $5,000, HUD will allow this to be structured as a "203B with escrow" loan.  In this case, the work is compelted after closing and both the buyer and the contractor are issued a check.  The buyer typically endorses the check and gives it to the contractor to cash as payment for their services.

However, in cases where the total amount of repairs exceed $5,000, the loan must be restructured into a 203K loan.  A 203K is an FHA loan with a repair escrow of over $5,000.  The 203K loan process is a bit more complex than a simple 203B with a repair escrow.  Also, only a handful of lenders in the Dallas Fort Worth area handle 203K loans. 

IN EVERY CASE, I recommend buyers conduct a full home inspection.  My experience has been that the property condition report sometimes overlooks certain items that may be in need of repair.  DO NOT EVER CONSIDER HUD'S PROPERTY CONDITION REPORT TO BE THE SAME THING AS A HOME INSPECTION!  HUD CLEARLY STATES ON THESE REPORTS THAT THEY ARE NOT HOME INSPECTIONS AND ARE MERELY MEANT TO SERVE AS A GENERAL GUIDE TO THE OVERALL CONDITION.  THEY ARE NOT NEARLY AS THOROUGH AS A HOME INSPECTION. 

I have experienced some cases where a property condition report missed items that were defective - the most recent case was a HUD home that had TWO defective HVAC units that the property condition report stated were functioning normally.  In this case, we were able to successfully petition HUD and the lender for a repair escrow to pay for a new HVAC, which was escrowed and installed after closing.  So in the end, it all worked out.  But if the buyer had neglected to perform a home inspection, they would have had to come out of pocket with several thousand dollars in expensive repairs. 

Contact me at (972) 978-3553 or email me for more information on HUD homes and the HUD $100 Down Program for Dallas / Fort Worth area home buyers. 

If you're looking for a great four bedroom home with two and a half bathrooms in the Parkview subdivision of Mesquite, TX, you will be amazed at the updates in the home at 501 Conger Drive.   

This home features two stories with the master bedroom located downstairs and all three additional bedrooms upstairs.  The home has high ceilings in the master and the entryway, and the floorplan makes for a very efficient use of all 2,359 square feet of space. 

The owners have recently completed some amazing interior AND exterior updates, which include a fabulous kitchen remodel with granite countertops, updated HVAC units in the upstairs and downstairs (2010), roof (2010), dishwasher, exterior paint, backyard fence and master bathroom shower and tub! 

Both the front yard and back yard have nice landscaping with updated landscaping in the front yard.  The large, mature trees in the front yard provide plenty of shade from the summer heat!  The backyard is very large and the fence was recently updated by the owners. 

 

 

 

 

 

 

 

 

 

The backyard also has a storage buidling to keep lawn equipment and other items out of your way in the garage!

The best feature of this home is a toss-up between the newly-remodeled kitchen with granite countertops and the amazing master bathroom with separate shower and tub.  Why settle for less than all of the latest and greatest upgrades?  Look at the amazing detail of the granite countertops, cabinets, tile backsplash and updated appliances in the remodeled kitchen!

 

 

 

 

 

 

 

 

 

 

Here is the kitchen from a couple of other angles as well.  The kitchen has a large breakfast area and is also easily accessible from the separate dining area. 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The master bathroom has also recently undergone a major transformation with a new shower and separate tub.  In addition, the master bathroom has a large, walk-in closet with two separate doors that allows for many ways to arrange clothes and other accessories. 

 

 

 

 

 

 

 

 

 

The master bathroom is truly amazing and has more than enough room for two.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

With two large living areas, one of which could easily double as a study, you'll have plenty of room for furniture, computers and other accessories.

 

 

 

 

 

 

 

 

 

 

If a large master bedroom is on your list of "must haves", you need to see this one to believe all the space!

 

 

 

 

 

 

 

 

 

And if a grand entrance is a plus, you'll be amazed when you walk through the front door.  Also, the fireplace in the living area is a cozy sight even in the dead of summer!

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

List of recent updates to the home accoring to the owners:

• Roof (2010)
• Back yard fence (2010)
• HVAC (air conditioning and heating) units in the upstairs and downstairs (2010)
• Kitchen remodeled with granite countertops and tile backsplash (2010)
• Master bathroom - updated shower and tub with tile and new glass enclosure. 
• Dishwasher

Home details and specifics:

• Four total bedrooms Three upstairs and the master is downstairs.   
• Two and a half bathrooms.  One and a half baths downstairs and one full bath upstairs.
• Two car, attached, rear entry garage.
• Two living areas.  One could be used as a study.
• Breakfast area and separate dining area as well.
• 2,358 square feet per the tax rolls.
• NO HOA DUES!
• Large back yard with patio area.
• Home has laminate wood floors, ceramic tile and carpet throughout.
• Mesquite ISD.  According to the Mesquite ISD website, the schools are: Shaw Elementary, Kimbrough Middle and Poteet High School.
• Don't forget about all of the updates! 

This home is currently listed for $160,000. 

Buyers, ask yourself if you really want to spend countless hours of your time and thousands of your dollars updating and remodeling a home yourself....or if you'd rather buy a home with all the latest and greatest updates ready and waiting for you to move in and call home! 

To schedule a viewing of 501 Conger in Mesquite, TX, call me directly at (972) 978-3553! 

If you're like these guys, you're probably wondering where to get some fresh pizza late at night in Dallas, TX. 

One of the things I love about East Dallas is the fact that I can walk down the street and get fresh pizza at 2 o'clock in the morning....on a Tuesday.

Not that I ever do that (very often)....but it's there if I happen to want some.  Where would this place be?  On lower Greenville Avenue (1923 Greenville) right next to the Service Bar.  

 

Enter the Greenville Avenue Pizza Company.  Going on three years old, the pizza joint was created by brothers Sammy and Chris.   These guys take real pride in the quality of their ingredients, service and having a good quality staff that's always friendly.  I got to know them in the first couple of months they were open and have come to love the place as I'm sure many others in the Dallas area have as well.

So the pizza is great.  That's a given.  But what about other items on the menu?  

I'd highly recommend just about anything.  The italian sub, hand-cut potato chips and mini burgers are all favorites of mine. 

They've also got some other italian specialties, such as calzones and meatball subs. 

So the next time you're in East Dallas and are hungry for the best pizza, check out Greenville Avenue Pizza Company.

PHONE # - (214) 826-5404

HOURS OF OPERATION:

Tues, Wed, Thurs, Sun:

11:30AM to 2AM

Fri and Sat: Open till 4AM!

And yes, they deliver too!

LINKS:

Greenville Avenue Pizza Co Website

If you're looking for a great 3 bedroom, 2 bath home in Fort Worth and Crowley ISD, 8112 Sweetwater Lane may be the new home you've been looking for.

The home was purchased new by the current owner and the pride of ownership shows throughout as the current owner has metilulously maintained the home. 

 

 

 

 

 

 

 

 

 

 

 

 

 

The home has a very open floorplan that allows lots of natural light to flow into the home.  The kitchen opens up to the large living area and has a large pantry and breakfast area as well. 

 

 

 

 

 

 

 

 

 

 

The backyard has a screened in porch that's perfect for escaping the mosquitos on hot summer nights.  The porch is large but still leaves the backyard with plenty of room.

 

 

 

 

 

 

 

 

 

 

The master bedroom is large and sits just off from the family room.  The second and third bedrooms are easy to access from the master but are still far enough away to allow for privacy.  The home has three bedrooms and two full bathrooms and also has a two car, attached garage.

 

 

 

 

 

 

 

 

Both bathrooms are also a nice size and have a great design. 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The home is also located very close to a city park and playground, which is within walking distance at the end of the street.  And since they are city parks, there are NO HOA DUES to pay! 

 

 

 

 

 

 

 

 

 

 

 

SUMMARY OF HOME FEATURES FOR 8112 SWEETWATER in FORT WORTH, TX

3 bedrooms / 2 full bathrooms / 2 car garage

List price - $100,000

Year Built - 2002

Square footage per tax rolls - 1,491 s/f

Per owner, new HVAC system installed in August of 2009. 

Exclusions - Seller will retain mineral rights.

Crowley ISD

If you would like to see the inside of 8112 Sweetater, call me at (972) 978-3553 today!

 

The deadline to close on a home purchase in order to receive the home buyer tax credit is looming.  Home buyers who executed a purchase contract by April 30, 2010 have until tomorrow to close on their transaction in order to qualify for the tax credit.  Buyers taking advantage of the "move up" tax credit get an extra day. 

And quite a few buyers did take advantage of this program.  I was lucky to close a few myself this month.  Fortunately, all of my buyers were able to close by the deadline.  They are all happy to be homeowners and also happy to be $8,000 "richer".

Which got me to thinking.  Why did these people buy a home?  They all wanted to own their own home for different reasons.  The real question was why they chose to buy the home THIS MONTH.  Was it just because the government was giving them $8,000?  Or would they have bought a home anyway and just chose to buy sooner because, all things considered, $8,000 IS a LOT OF MONEY!

Not surprisingly, all of them would have bought a home anyway.  In fact, one of them thought he didn't even qualify for the tax credit.  As it turned out, he did, which resulted in him moving up his original plan to close later in the year. 

Another buyer I closed last week is a teacher.  He would have likely waited until the summer to even start looking at homes since he would have been on summer vacation, plus his lease wasn't up until the fall.  Ideally, he would have closed sometime in August, taken a month or so to make a few improvements on the home and taken his time moving.  Instead, he started looking in late February, found a home in mid April and then chose to wait until almost the end of this month to close.  He had to pay a penalty to get out of his lease, but that penalty was a fraction of the $8,000.   

I would have done exactly the same thing had I been in his position. 

A couple of other buyers closed on new homes.  One of them passed on a builder that was unable to guarantee completion by the June 30 deadline in favor of another builder that had an inventory home that lacked a couple of minor features she really wanted.  Instead, she's going to have a contractor install those upgrades once she gets the $8,000 check in the mail. 

So that begs the question.  How did Peter and Paul fare with the homebuyer tax credit? 

Forgive the arcane analogy.  Paul is the second quarter of 2010.  I see him as the main benefactor of the tax credit because this guy named Sam "robbed" a guy named Peter to pay him.  Who is Peter?  He's the third and fourth quarters of 2010.  He's the guy who would have likely ended up with these transactions if the $8,000 had not been a factor. 

And who is Sam?  He's your favorite uncle. 

My point here is not to make an argument in favor of or against the tax credit.  I'll reserve that for another time.  My point is that many buyers who took advantage of the tax credit would have bought a home regardless; they just chose to buy a little sooner to get the $8,000.  

So how might this affect home sales and prices for the rest of 2010?  Or longer?  How many transactions that would have closed in the latter part of the year got moved up to the second quarter? 

We're already hearing news that home sales are starting to plunge.  

How long will the "hangover" from the home buyer tax credit last?

 

If you're looking for a newer home in the Springtown, TX area but also want a large lot, 304 Sage Trail in Springtown may be your next home! 

304 Sage Trail is my newest listing in Springtown, TX.  The home sits on .421 acres and the home is conveniently located just off of Jacksboro highway on Sage Trail. 

The first thing you will notice about this home is the front porch area that's perfect for entertaining, grilling or just enjoying a quiet afternoon.  There are many possibilities with this front porch area so have some creative ideas ready!

 

 

 

 

 

 

 

 

 

 

 

The home has plenty of yard room on all sides.  There are two large trees in the front of the yard that provide a lot of shade in the hot summers.  The current owner has taken very good care of the yard and the landscaping. 

 

 

 

 

 

 

 

 

  

 

 

Here is a view from the left side of the lot looking across the back of the home.  There's even quite a bit of yard room behind the home.  The yard space on the right side of the lot (looking towards the home) is the largest area.  There are also two large storage buildings that will stay with the home.  They have more than enough room for lots of lawn equipment and some extra storage as well. 

 

 

 

 

 

 

 

 

 

 

 

 You might be wondering how that huge truck got through the fence?  There's an additional gate on the right side of the lot that allows for vehicle access into the property.  (The red truck doesn't come with the home unfortunately, but the storage sheds do!)

Ok so you have a pretty good idea about the OUTSIDE of the home...what about the INSIDE?  The home has some great interior features that you'll love.  Here's a summary of the most notable features of the home interior:

• Three full bedrooms.  The master bedroom is quite roomy and the home has a split floorplan. 

 

 

 

 

 

 

 

 

 

 

 

(Left) is the master bedroom.  (Right) is the second bedroom in the left rear of the home.

• Two full bathrooms.  The master bathroom has a separate shower and tub as well as TWO walk-in closets!  These types of features are hard to find in a home priced this low!
• The second bathroom has a tub/shower combo and is located in between the second and third bedrooms.

Both bathrooms are quite larger than one might expect. 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The kitchen opens up to the family room and makes for a very nice feel.  There are many possibilities for configuring living room furniture in this home, especially since there is also a large breakfast area next to the kitchen.

 

 

 

 

 

 

 

 

 

 

 

 

If you would like to view the home at 304 Sage Trail in Springtown, call me at (972) 978-3553 or email me at johnjonesrealtor@gmail.com 

The home is currently listed for $105,000.

Other details:

• 3 bedroom / 2 full baths / 2 car attached garage.
• Per tax rolls, the lot is a total of .421 acres.
• Total square footage per tax rolls is 1,535.
• Built in 1999.
• Buyer can take possession upon closing and funding. 
• Proposed financing: USDA, FHA, VA, Conventional or Cash. 

Often times, real estate contract negotiations come down to the wire.  There may be times where a last minute change occurs or the other party fails to respond by the date required on the contract.   And sometimes, this happens at the last minute, which is always the worst time.

The "notices" section of the TREC real estate contract is very specific when it comes to how notices must be delivered to the other party.  There may be times when either the client does not have a fax or email address or that information was omitted from the notices section.   The notice can be hand-delivered, but what if that isn't a realistic option either?

If you find yourself in this situation and it's past five o'clock, the best option may be to pay a late night visit to The Dallas Main Post Office at 401 DFW Turnpike (I30).  While there is no "24 Hour" post office in Dallas, the window at this office stays open until midnight on weeknights and Saturdays, so they will post mark any piece of mail up until 11:59PM. 

Of course, with budget and service cuts expected to be announced any day now, you may want to call them to verify these hours.  Their toll-free number is 800-275-8777.  

 

View Dallas Main Post Office in a larger map