My career in the mortgage and real estate industry began in 1999 with American Mortgage Services, a Dallas-based mortgage bank.  In 2001 I co-founded Homewood Mortgage in Dallas, Texas where I had the opportunity to design my own business model to better service my clients with a variety of loan options as both a mortgage banker and broker.  The majority of my clients were referred by local Realtors who appreciated our business model of reliable communication and good service throughout the transaction for our clients.

After eight years in the mortgage business, I decided to become a full-time real estate agent in 2009.  My past experience in the mortgage industry, as well as my personal experience buying, selling and remodeling several homes, has allowed me to provide a unique level of service to my clients and their families.  Timely communication with my clients as well as all parties involved in the real estate transaction is key to a smooth homebuying or selling experience.  Real Estate is my full-time career and I'm available to my clients days, evenings and weekends. 

I have lived and worked in several cities around the Dallas area for over 30 years.  The East Dallas area is where I live and focus most of my efforts, although I have also worked with many buyers and sellers in other parts of D/FW, including Plano, Richardson, Frisco, Allen, Garland, McKinney, Rockwall, Rowlett, Carrollton, Addison, Farmers Branch, Irving, Arlington and Fort Worth. 

Leveraging my past experience in the mortgage industry to help my clients has been a wonderful advantage I've passed on to the benefit of my real estate clients.  With all of the changing guidelines, buyers and sellers need an expert with experience on both sides of the real estate and mortgage industry.  I still maintain an expansive network of lenders and credit specialists throughout the D/FW area and make sure that no potential home buyer is turned down for a loan without a game plan to qualify in the future.  I'm also able to leverage my past lending experience to help my clients find the best rate and terms available on their mortgage.

WORRIED THAT YOUR CREDIT MUST BE PERFECT IN ORDER TO QUALIFY FOR A MORTGAGE THESE DAYS?

Mortgage guidelines have changed quite a bit over the last two years, but there are still loans available for buyers with less than perfect credit.  The majority of the changes to mortgage programs have affected other guidelines besides credit scores.  In fact, some buyers with good credit scores may not be able to obtain loans due to some of these changes.  All buyers should be aware of these changes regardless of their credit score.  For information on what has changed in the mortgage industry, check out this article.

WHAT'S THE BEST WAY TO SEARCH FOR A HOME ONLINE?

There are thousands, if not tens of thousands of websites that offer home searches, but only one way to have the MLS data updated directly from MLS and delivered to your own personal website that's always just one click away.  The Home Search Gateway offers the most user-friendly features of any home search, and is much more customizable than most internet searches.  Plus it is updated every 24 hours directly from MLS.